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  • BLINK
    • 4 Key Steps to Buying
    • Loan Approval Video
    • Getting ready to Purchase
    • Get an Approval Letter Now
    • Return to your Application
  • Credit
    • Understanding your Credit Score
    • Should I Add or Close Credit Lines?
    • Should You Pay Off Old Delinquent Bills?
    • Getting a Credit Card without a Credit Pull
    • Get your free Annual Credit Report now
    • Credit Karma
    • Credit Sesame
  • Down Payment
    • Appreciation (Future Home Prices)
    • Saving for Down (20% Down vs PMI)
    • PMI (BPMI vs LPMI)
    • Arbitrage (Invest vs Down Payment)
    • Acceptable Down Payments
  • Rates
    • Advertised Low Rates
    • Rates vs Affordability
    • Future Rates and Home Prices
    • PITI = 4 Payment Parts
    • Rate Term Pros & Cons
    • Lower DTI with an ARM
    • 3 Factors on Rate vs. APR
    • "Lock" or "Float"
    • Rate Lock Calendar
    • Cost of Longer Rate Locks
  • Neighborhood
    • Recent Home Sales
    • Cost of Living
    • Work Commute Time
    • Local Taxes
    • Local Schools
    • Local Demographics
    • Concentration of Renters
  • Loan Types
    • Nationwide High Balance Loans (Video) 10% Down
    • Conforming Home Loans (Video) 3% Down
      • Freddie Mac "Home One" 3% Down
        • Freddie Mac "Home One" Fact Sheet
        • Freddie Mac "Home One" vs "Home Possible
        • Freddie Mac "Credit Smart" Classes
        • Freddie Mac "Credit Smart" Fact Sheet
      • Freddie Mac "Home Possible" Areas
      • Fannie Mae "Home Ready" Areas
      • Fannie Mae "Home Ready" Home Buyer Education
      • Fannie Mae "Home Ready" Home Buyer Education Discount
    • FHA Home Loans (Video) 3.5% Down
      • What is a FHA Home Loan?
      • 2018 FHA "National" Loan Limits in Colorado
      • 2018 FHA "High-Cost" Loan Limits in Colorado
      • 2018 FHA Loan Limits (HUD Website)
      • FHA Loan MIP Chart
      • FHA Loan Details
        • $659,223 Purchase Price
        • $657,824 Purchase Price
        • $548,187 Purchase Price
        • $511,244 Purchase Price
        • $443,316 Purchase Price
        • $440,933 Purchase Price
        • $399,223 Purchase Price
        • $390,155 Purchase Price
        • $370,622 Purchase Price
        • $345,596 Purchase Price
        • $333,679 Purchase Price
    • USDA Home Loans (Video) Zero Down
      • USDA Home Loan (Requirements)
      • 2018 Colorado USDA Loan Areas
    • VA Home Loans (Video) Zero Down
      • More About VA Home Loans
      • Colorado's VA Loan Approved Condos
      • VA Home Loan (Requirements)
      • VA Certificate of Eligibility for Home Loan
    • Portfolio Home Loans (aka Non QM Loans)
    • Side-by-Side Loan Comparison Tool
  • Loan Limits
    • Colorado
      • 2018 Conforming "Nationwide High Balance" Home Loans
      • 2018 Conforming "High Balance" Home Loan Limits in Colorado
        • Fannie Mae | High-Cost Area Loans
        • Freddie Mac | Super Conforming Loans
      • 2018 Conforming "National" Home Loan Limits in Colorado
      • 2018 FHA "High-Cost" Loan Limits in Colorado
      • 2018 FHA "National" Loan Limits in Colorado
      • 2018 USDA "Colorado" Loan Limits
      • 2018 VA "Colorado" Loan Limits
  • Loan Questions
    • 6 Things Not to Do
    • Purchase Loan Questions
      • Should you play "The Waiting Game" when negotiating with sellers?
      • What charges will the Buyer and Seller Pay at closing?
      • The cost of waiting to buy a home
    • Refinance Loan Questions
      • When does it make sense to refinance my loan?
      • How much can I save if I refinance my loan?
    • Loan Calculator
  • TRID
  • Test your Knowledge
    • Game 1 - Credit
    • Game 2 - Planning Ahead
    • Game 3 - Down Payments
    • Game 4 - Qualifying Ratios
    • Game 5 - Interest Rates
    • Game 6 - What to Avoid
    • Game 7 - Lock or Float
    • Game 8 - ARM Loans
    • Game 9 - Refinance
    • Knowledge Test - Loan Qualification
    • Knowledge Test - Bank Statements & Deposits
    • Knowledge Test - Loan Choices
    • Knowledge Test - Loan Closing
    • Knowledge Test - Mortgage Lingo
    • Knowledge Test - What to Expect
    • KNOWLEDGE TEST - Pre-Approval vs Pre-Qualified
  • Loan News
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